Privacy Policy

Last updated December 09, 2025

SUMMARY

PayCycle respects your privacy. Your financial data is stored securely in your own iCloud account—not on our servers. We only collect anonymous diagnostic information provided by Apple to investigate software bugs. We don't collect personal information, and we don't share your data with third parties for marketing.

INTRODUCTION

This Privacy Notice for Jason Carter ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your information when you use our services ("Services"), including when you:

Download and use our mobile application (PayCycle)

Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at support@paycycle.info.

1. WHAT INFORMATION DO WE COLLECT?

Summary: We only collect anonymous diagnostic information to investigate software issues. Your financial data stays on your device and in your iCloud account.

Diagnostic Information

We collect only anonymous diagnostic information provided automatically by Apple when the app crashes or encounters errors. This includes device type, iOS version, and crash logs. This information does not include any of your personal data, financial information, or identifiable information.

Your Financial Data

All financial data you enter (income, expenses, categories, notes, etc.) is stored exclusively on your device and in your private iCloud account. We do not have access to this data, do not store it on our servers, and cannot view it.

Sensitive Information

We do not process sensitive personal information.

2. HOW DO WE PROCESS YOUR INFORMATION?

Summary: We use diagnostic information solely to identify and fix bugs in the app.

We process diagnostic information for the following purposes:

To identify and fix software bugs and crashes

To improve app stability and performance

To ensure the app functions properly across different devices

We do not use this information for marketing, advertising, or any other purpose beyond software maintenance and improvement.

3. WHEN AND WITH WHOM DO WE SHARE YOUR INFORMATION?

Summary: We do not share your information with third parties.

We do not sell, rent, or share your information with third parties. The only exception would be:

Business Transfers

We may share or transfer information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company. In such cases, we would notify users of any change in ownership.

4. iCLOUD STORAGE

Summary: Your data is stored in your private iCloud account using Apple's CloudKit.

PayCycle utilizes Apple's CloudKit framework for data storage and synchronization. All user-generated content, including your financial data, income, expenses, and categories, is stored exclusively within your private Apple iCloud account.

We do not store or process any of your content on our own servers and do not have access to your Apple ID or iCloud password. Your data is retained until you delete the app or remove the content from your iCloud account.

5. HOW LONG DO WE KEEP YOUR INFORMATION?

Summary: Diagnostic information is kept only as long as needed to investigate and resolve issues.

We keep diagnostic information only for as long as necessary to investigate and resolve software issues. Typically, this information is retained for no more than 90 days, unless a longer retention period is required to resolve a specific technical issue.

6. HOW DO WE KEEP YOUR INFORMATION SAFE?

Summary: Your data is protected by Apple's iCloud security, and we follow best practices for the limited diagnostic data we collect.

Your financial data is protected by Apple's industry-leading iCloud security. The diagnostic information we collect is anonymous and stored securely.

However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security measures.

7. WHAT ARE YOUR PRIVACY RIGHTS?

Summary: You have the right to access, review, and delete your information at any time.

Depending on your state of residence in the US or in some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your information.

Your Financial Data

Since your financial data is stored in your iCloud account, you have complete control over it. You can review, modify, or delete it at any time by managing your iCloud data or deleting the app.

Diagnostic Data

If you wish to opt out of diagnostic data collection, you can disable this in your device settings under Privacy & Security → Analytics & Improvements → Share iPhone Analytics.

8. DO WE MAKE UPDATES TO THIS NOTICE?

Summary: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Last updated" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification through the app.

9. HOW CAN YOU CONTACT US?

Summary: If you have questions or comments about this notice, please email us.

If you have questions or comments about this notice, you may email us at: support@paycycle.info

10. HOW CAN YOU REVIEW, UPDATE, OR DELETE YOUR DATA?

Summary: You have full control over your financial data through iCloud settings.

Based on the applicable laws of your country or state of residence, you may have the right to request access to the information we collect from you, details about how we have processed it, correct inaccuracies, or delete your information.

For your financial data stored in iCloud, you can manage this directly through your device by deleting the app or managing your iCloud storage. For any questions about diagnostic data we've collected, please contact us at support@paycycle.info.