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How to Use PayCycle

Step-by-step guides to help you master your money, paycheck by paycheck
Guide 1

Adding Your First Primary Income

Primary income is required to generate pay periods and view transactions on the home screen.

Adding Your First Primary Income
1

Open PayCycle to the Home screen

2

Tap "Add Primary Income" button

The form opens with "Primary" automatically marked

3

Enter your income amount

4

Select your pay schedule

Weekly, bi-weekly, semi-monthly, monthly, etc.

5

Choose a category and add a name (optional)

6

Tap "Save"

Without primary income, the home screen will remain empty. At least one income source must be marked as primary.

Tips
  • Mark your main paycheck as primary to track your actual pay periods
  • You can add multiple primary income sources for more detailed period tracking
Guide 2

Adding Additional Income

Add side gigs, freelance work, or other income sources.

Adding Additional Income
1

Tap the Income tab at the bottom

2

Tap the "+" button

3

Fill in the income details

4

Choose whether to mark as "Primary"

Primary income defines pay periods

5

Set up alerts (optional)

Choose up to 2 reminder times

6

Enable "Auto Receipt" for predictable income

7

Tap "Save"

Tips
  • Enable variable amounts for income that changes (tips, bonuses, etc.)
  • Swipe left on any income item for quick edit/delete actions
Guide 3

Adding Expenses

Track bills, subscriptions, and recurring expenses.

Adding Expenses
1

Tap the Expenses tab at the bottom

2

Tap the "+" button

3

Enter expense amount and name

4

Set the due date

5

Choose recurrence schedule

Once, weekly, monthly, quarterly, yearly, etc.

6

Select a category

7

Set up alerts (optional)

Day of, day before, 2-3 days before, week before, etc.

8

Enable "Auto Payment" for bills paid automatically

Tips
  • Use variable amounts for utilities that change each month
  • Set reminders to never miss a payment
  • Expenses automatically appear in the correct pay period based on due date
Guide 4

Setting Up Partial Payments

Split large bills across multiple paychecks when money is tight.

Setting Up Partial Payments
1

Create or edit an expense

2

Toggle on "Partial Payment"

3

Save the expense

4

When ready to make a payment, tap the expense

5

Tap "Add Payment"

6

Enter the amount you're paying

7

Track your progress with the visual progress bar

Tips
  • Perfect for rent, car payments, or any large expense
  • Progress bar shows how much you've paid and what's left
  • Each payment is tracked individually
Guide 5

Marking Items as Paid/Received

Keep your cash flow accurate by marking transactions as complete.

Marking Items as Paid/Received
1

Find the transaction on the Home screen

2

Swipe left on the item

3

Tap "Mark as Paid" (or "Mark as Received" for income)

4

The item turns green and your cash flow updates automatically

Tips
  • Tap into an item to mark it from the summary view
  • Green items are paid, red items are overdue, blue items are partial payments in progress
Guide 6

Editing & Deleting Transactions

Make changes to your income and expenses anytime.

Editing & Deleting Transactions
1

Swipe left on any item for quick actions

2

Tap "Edit" to open the edit form

3

Make your changes (amount, schedule, alerts, etc.)

4

Tap "Save"

Tips
  • You can also tap an item to view its summary, then use the pencil icon to edit
  • Delete option is also available in the swipe menu
  • Changes update all future occurrences for recurring items
Guide 7

Setting Up Notifications

Never miss a payment with smart reminders.

Setting Up Notifications
1

Open Settings and enable system notifications

Or do this during onboarding

2

Edit any income or expense item

3

Scroll to the "Alerts" section

4

Choose up to 2 reminder times

Day of, day before, 2-3 days before, week before, two weeks before

5

Save your changes

Tips
  • In-app notifications are always on and appear in the notification center
  • System notifications can be disabled in iOS Settings
  • Set alerts individually for each item
Guide 8

Managing Categories

Customize categories with custom icons and colors.

Managing Categories
1

Go to Settings (gear icon)

2

Tap "Manage Categories"

3

Create new categories with "+" button

4

Choose an icon and color

5

Edit existing categories by tapping them

6

Delete unused categories by swiping left

Tips
  • Income and expense categories are managed separately
  • Categories help organize spending insights
  • Create unlimited custom categories
Guide 9

Viewing Spending Insights

Visualize your spending patterns with beautiful charts.

Viewing Spending Insights
1

Tap the Insights tab at the bottom

2

View your spending breakdown by category

3

Toggle between time periods

Current pay period, month, quarter, or year

4

Tap categories to see detailed breakdowns

Tips
  • Charts update automatically as you mark items paid
  • Identify where your money goes each period
  • Use insights to find opportunities to save
Guide 10

Privacy & iCloud Sync

Your data stays private and syncs across devices.

Privacy & iCloud Sync
1

iCloud sync is enabled by default

2

Your data syncs automatically across all devices

3

To disable: Go to Settings > Toggle off iCloud Sync

4

Works offline - all data stored locally on your device

PayCycle never collects or shares your financial information. Everything stays between you and your iCloud account.

Tips
  • Data is encrypted and only accessible by you
  • Disable iCloud sync to keep data local to one device
  • App works perfectly offline
Need More Help?

Check out our Q&A section for answers to common questions, or contact our support team at support@paycycle.info