Budgeting That Matches How You Get Paid
PayCycle organizes your bills and income around your real pay schedule — weekly, biweekly, semi-monthly, monthly, or fully custom. Know what you can actually spend before your next payday.
A limited number of TestFlight spots are open.
Most Budget Apps Force Monthly Thinking
If you get paid every other week, your paydays and your bills never line up with a calendar month. So the questions that actually matter go unanswered.
Can I afford this before my next payday?
Which expenses do I need to prioritize?
What bills can I move around to make ends meet?
PayCycle answers all three, because it is built around your pay schedule instead of the calendar.
Three Steps to Set Up
One-time entry. PayCycle handles every future occurrence.
Mark Your Primary Income
Set one or more income items as Primary. Those anchor your pay periods.
Add Your Bills
Enter each bill once with its schedule. PayCycle files it into the right period.
Track Effortlessly
Swipe through pay periods, tap to mark paid, and watch your cash flow update.
Everything You Need to Stay on Top
Built for the way money actually moves between paychecks.
Organized by Pay Period
Every expense lands in the pay period it belongs to, not an arbitrary calendar month. See exactly what is left right now.
Self-Extending 2-Year Forecast
PayCycle generates your pay periods two years out and keeps extending them, so your budget never runs off the end of the map.
Goals for Savings and Big Expenses
Set a target and a date, contribute manually or automatically each pay period, and watch the progress fill in.
Auto-Rollover Has Your Back
Miss a bill? It carries forward into your current pay period automatically — including partially paid balances that are still overdue.
Edit Anything, Budget Keeps Up
Every occurrence is its own instance. Move one bill or change a single paycheck without disturbing the recurring schedule behind it.
Design Your Own Categories
Start from the built-in set, then create, recolor, or delete categories freely. Income and expense categories stay separate.
Simple, Beautiful, Powerful
And it looks just as good with the lights off.
Home Dashboard
Every transaction organized by pay period, with cash flow at a glance.
Spending Insights
Category charts show where your money goes by pay period, month, or year.
Transaction Details
See every occurrence of a recurring item and mark it paid with one tap.
Private by design
Take Control of Your Finances
Download PayCycle, or join the free TestFlight beta and help shape what comes next.
A limited number of TestFlight spots are open.